Apply

20-30 min

Find out if you're prequalified, then easily fill out our online application.

Invite

Up to 15 days

Prove your creditworthiness by inviting friends and family to lend to you.

Fundraise

Up to 30 days

Go public on Kiva, with your loan visible to over 1.6 million lenders worldwide.

Repay

Up to 36 months

Build your business credit and customer base by repaying your Kiva loan.

Apply now